Fair, fast and flexible funding

for purchasers of consumer debt

Contact us to schedule a call today

At FLOCK Specialty Finance, we have:

the passion to produce something big for our clients

the perseverance to achieve the difficult

a performance record that exceeds
expectations

Michael Flock
Chairman and CEO

 

Our FLOCK Funding structure provides portfolio capital for clients spending up to $50 million annually.

 

 

 

  • High Advance Rate
  • Provide Funding for Larger Deals
  • Residual Profit Sharing
  • Higher Up Front Fees
  • Attractive Preferred Return
  • Collection Based Repayment Structure
  • Life of the Portfolio

 

 

 

  • Reduced Advance Rate
  • Provide Funding for Mid-Sized Deals
  • Reduced Residual Profit Sharing
  • Up Front Fees
  • Low Preferred Return
  • Collection Based Repayment Structure
  • Standard Term

 

 

 

  • Lower Advance Rates
  • Provide Funding for Smaller Deals
  • Limited Profit Sharing
  • Higher Up Front Fees
  • Higher Preferred Return
  • Collection Based Repayment Structure
  • Short Term

We develop terms to maximize each customer's investment return, cash flow or create a solution that provides balance.



Learn More

More than a transaction

Our expertise and insights provide you the financial options to grow your business.

Fair Terms
  • Parallel payback enables clients to be paid back at the same time as FLOCK
  • Portfolio is the collateral
Fast Response
  • Deal funding within 48 hours upon satisfactory completion of company due diligence and review of portfolio metrics

Flexible Solutions
  • Advance rates of 50% to 90%
  • Servicing fees negotiated on a deal-by-deal basis
  • Negotiated equity split
Friendly Partnerships
  • Aligning our expertise and resources to meet your interests
  • Years of financial and operational experience in valuing and managing distressed portfolios

Capital Club Radio

Capital Club Radio (CCR) is an internet podcast that highlights success stories of middle market entrepreneurs. CCR provides listeners an opportunity to gain valuable business insights and perspectives to deal with market uncertainty.

Hosted by Michael Flock
Chairman & CEO of FLOCK Finance

Past Episodes
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David Ludwig: "Godfather of the Debt Buying Industry"

Founder of National Loan Exchange (NLEX)
Parker, CO

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Chris Hogg: Still Enjoying His "Gap Year" After 40 Years!

Featuring: Chris Hogg
President of Broad Street Holdings

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“CDYNE and CKS: A Tale of Two Companies”

Featuring: Chris Chenoweth, CEO, and John Sanders, COO,
of CDYNE and CKS

Contact us to schedule a call today