A Different Way Of Doing Business
FLOCK takes an active leadership role in the markets which it participates. FLOCK uses its expertise, information, and capital, to design financial products that promote the health of the financial underserved markets.
FLOCK has the passion to make big things happen for clients. We have the perseverance to deal with barriers and risks that are experienced by all who are in the underserved markets. FLOCK’s performance benefits all that it touches.
FLOCK will create actionable insights that deal with the messy issues of our clients. We constantly challenge our own abilities and develop what we do not know.
FLOCK Serves Industries in the Below-Prime and Charge-off Market Segments
The financial underserved market generates approximately $100 billion in fee and interest revenue from a volume of approximately $800 billion in all provided financial services. FLOCK believes that the charged-off and below-prime market segments will have ever increasing complexity due to increased government regulations and industry consolidation.
Funding solutions have to take into consideration:
- Cash flow and returns needed to create sustainable growth,
- Provide the Resources for compliance and industry best practices, and
- The ability to scale asset classes to compete in a consolidating market.
FLOCK Is a Specialty Finance Company
FLOCK has the knowledge to mitigate the risks associated with the underserved markets and asset classes. Having the expertise to mitigate the risk enables funding when traditional banks have demonstrated an unwillingness to extend credit.
- We are willing to risk our capital for clients that do not fit into the standard credit box.
- We use a proprietary funding structure that allows us to advance more funds than a traditional bank.
FLOCK Funding is “More Than a Transaction”
The features of FLOCK funding promote a long term working partnership with our clients. These features were developed to raise value, not just capital.
FLOCK is focused on the long term asset appreciation of the client’s portfolios. To achieve this performance level, we provide added expertise that most clients cannot obtain.