FLOCK provides portfolio funding for established originators and purchasers of distressed and below-prime consumer credit obligations.
FLOCK serves businesses and industries that have been underserved by traditional financial services.
FLOCK is a specialty finance company that provides expertise and capital for the market segments and asset classes that do not fit into the standard credit box.
At FLOCK Specialty Finance we have the passion to produce something big for our clients, perseverance to achieve the difficult, and a performance record that exceeds expectations.
— Michael Flock, Chairman and CEO
FLOCK is “More Than a Transaction”. Clients are provided knowledge and insights to help them grow their businesses in complex and risky markets.
Managing A Competitive Position
Small and medium sized businesses need to understand how to compete in government regulated industries.
Developing and managing underwriting, analytics and compliance capabilities for the selection and collection processes.
Understanding how to structure and utilize equity and capital to grow and sustain your businesses.
FLOCK’s Portfolio Funding Is Flexible, Fair, and Fast
Our proprietary funding structure provides the growth minded with a competitive advantage in multiple asset classes that include: charged-off debt, auto, medical, merchant finance and tax liens.